Aarogya Care | 4 min read
8 Benefits of Getting the Bajaj Finserv Health First Plan!
Medically reviewed by
- Table of Content
Key Takeaways
- With Health First Plan, you can get a coverage of Rs.5 lakh
- Avail additional Health First Plan benefits of up to Rs.15,000
- Subscription of the Bajaj Finserv Health First Plan starts at Rs.799
Staying healthy is central to human happiness and well-being. It contributes to wealth, prosperity, and economic progress [1]. Living a healthy life is also the key to keeping chronic illnesses at bay [2]. Considering rising medical expenses in India [3], Aarogya care by Bajaj Finserv Health focuses on protecting your health by offering affordable health plans. Bajaj Finserv Health protection plans are part of health plans offered under Aarogya Care to protect you and your family’s health. The Bajaj Finserv Health First Plan is one such cover that stands apart from others and meets your healthcare needs. Read on to understand Health First Plan benefits and what makes it an ideal plan for you.
Additional Read: Why the Aarogya Care Health Protection Plans Offer the Best in Health Insurance
What is a Bajaj Finserv Health First Plan?
The Health First Plan offers comprehensive health benefits at a monthly subscription starting at just Rs.799. You get a medical insurance cover worth Rs.5 lakh along with a preventive care health cover that offers lab test and doctor consultation benefits up to Rs.15,000. With this single plan, you can cover up to 6 family members!
What Are the Health First Plan Benefits and Features?
Comprehensive Health Benefits
The Bajaj Finserv Health First Plan offers comprehensive benefits by combining insurance with preventive health benefits. It covers all your medical expenses, from illness to wellness!
Medical Insurance
With the Health First Plan, you get up to Rs.5 lakh of medical insurance coverage. You also have deductible options up to Rs. 5 lakh. Up to 2 adults and 4 children can benefit from health insurance under this plan.
Doctor Consultation and Lab Test
The Bajaj Finserv Health First Plan allows you to get a reimbursement for doctor consultations and tests. You can consult with any doctor of your choice at any hospital. When you visit a network hospital you can either 100% reimbursement or make a cashless claim. When you visit a hospital outside the network, you get 90% reimbursement. Every member under the plan is reimbursed up to Rs. 15,000. There is no limit on usage, and you can visit multiple times.
Preventive Health Checkup
Avail 1 free voucher of a preventive health test. With 45+ lab test packages, you also get discounts at network hospitals. Along with this, you even get the benefit of getting your samples collected from home! In this way, you can spot problems before they worsen and get better treatment.
Network Discounts
Aarogya Care has over 5,000 network partners including clinics, hospitals, pharmacies, and health institutes. With the Health First Plan, you get discounts across all network labs and hospitals. Get a 10% discount on doctor consultation and a 5% discount on room rent in case you are hospitalized.
Protection for Your Whole Family
You can protect the health of up to 6 family members under the Health First Plan. You can add your spouse and up to 4 children.
Budget-Friendly
The Health First Plan is a monthly subscription plan which makes it much more affordable. If you are between 21 to 30 years of age, you can avail the benefits at just Rs.799. You can also add your family members at just Rs. 350 and Rs. 450 for a child and an adult, respectively. This way, you and they can avail benefits of Rs.15,000 each.
Instant Activation
The process of buying the Bajaj Finserv Health First Plan is quick and hassle-free. You can sign up and get the package issued within minutes. No medical checkup is required to purchase the health plan. All you need to do is answer simple questions to proceed!
How to Buy the Health First Plan?
Buying the Health First Plan or any of the Aarogya Care health plans is easy. Visit the Bajaj Finserv Health website or download the app and register with your mobile number. Then follow these 3 simple steps.
1. Select and customize the plan as per your needs
2. Fill up the form with your details
3. Make the payment online
That’s it! You can start enjoying the plan’s benefits within minutes. You can also get in touch with a representative for more details or to guide you through the process.
Additional Read: How are Bajaj Finserv Health’s Aarogya Care Health Insurance Plans Beneficial?
Subscribe to any of the health plans offered under Aarogya Care based on your needs. Bajaj Finserv Health Protection plans also include a Complete Health Solution plan and Super Top-Up plan. These plans offer medical cover of up to Rs.10 lakh and top-up insurance of up to Rs.25 lakh. Avail benefits like lab test discount, reimbursement on lab and doctor consultation, unlimited teleconsultations, and more.
- References
- https://www.scientificworldinfo.com/2019/12/importance-of-good-health-in-our-life.html#:~:text=Good%20health%20is%20central%20to,save%20more%20and%20live%20longer.
- https://www.foundationforpn.org/living-well/lifestyle/
- https://www.livemint.com/market/mark-to-market/indias-already-stiff-healthcare-costs-get-a-pandemic-boost-11621582098264.html
- Disclaimer
Please note that this article is solely meant for informational purposes and Bajaj Finserv Health Limited (“BFHL”) does not shoulder any responsibility of the views/advice/information expressed/given by the writer/reviewer/originator. This article should not be considered as a substitute for any medical advice, diagnosis or treatment. Always consult with your trusted physician/qualified healthcare professional to evaluate your medical condition. The above article has been reviewed by a qualified doctor and BFHL is not responsible for any damages for any information or services provided by any third party.
