Ayushman Card Download: Eligibility, Benefits and Features

Launched by the Government of India to achieve universal health care, Pradhan Mantri Jan Arogya Yojana (PMJAY) scheme is commonly known as the Ayushman bharat yojana scheme. It aims at providing health insurance to the economically disadvantaged people of the nation. It offers financial cover to the beneficiary in case of hospitalization due to emergency. Aiming to cover more than 50 crore people, Ayushman bharat scheme is also considered as one of the biggest schemes in the world [1]. 

Under this scheme, you get an abha card that allows you to get cashless treatment at the list of empaneled hospitals. Read on to know more about Ayushman card download, eligibility and registration process.

Who is Eligible for Ayushman card? 

Your Ayushman card eligibility depends on many things but mainly on the area you live in and your occupation. Ayushman card eligibility can be broadly classified into 2 categories; rural and urban. 

PMJAY covers the following people in rural areas:

• People from the scheduled tribe and scheduled caste communities 
• Families that have no male member or individuals between 16-59 years
• People surviving on alms 
• Families with one or more physically challenged members
• People who work as laborers and are landless
• Families that live in makeshift homes without proper roof or walls
• Manual scavengers 

Following people living in urban areas can avail PMJAY benefits:

• Watchmen or washermen 
• Ragpickers, domestic helps, sanitation workers, or sweepers 
• Repair workers, mechanics, or electricians 
• Handicraft workers, at-home artisans, or tailors
• People providing services on streets like hawkers or cobblers
• Transport workers
• Assistant, delivery men, waiters, peons, or shopkeepers

Download Ayushman Bharat card

Ayushman Bharat card will allow you to get cashless and paperless medical services. All beneficiaries can have the Ayushman Bharat card, which will contain all their necessary information. To enjoy the benefits of your Ayushman card download it for future use. Here are the steps to download your Ayushman Bharat card. 

• Visit the official website and login through registered number 
• Generate OTP after entering ‘Captcha Code’ 
• Choose HHD code
• Provide this HHD code correctly to the CSC 
• CSC of PMJAY will verify your details including the HHD code
• Representative from PMJAY, Ayushman Mitra, will finish the remaining process
• Make payment of Rs.30 to download your Ayushman Bharat card

Benefits of Ayushman Card 

The benefits of digital health card as the abha card are the same as the PMJAY. Following are the top benefits that you can avail under this card. 

• Provides financial cover of up to Rs.5 lakh per family per year 
• Covers all the families listed in the database of Socio-Economic Caste Census (SECC) 
• Offers benefits for tertiary as well as secondary care 
• Covers pre-existing diseases like prostate cancer or skull-based surgery
• Helps reduce out-of-pocket expenses
• Improves quality of life of the insured
• Includes health services from both public and private institutes
• Can be used for cashless treatment 

Features of Ayushman Bharat Yojna Scheme

Ayushman Bharat Registration Process 

The PMJAY scheme is for the underprivileged or economically disadvantaged people. This is why there is nothing such as Ayushman Bharat registration process. All families covered in the database of SECC can avail the benefits of PMJAY and Abha.  Note the following steps to check your eligibility for Ayushman card online. 

• Visit the official PMJAY website and select “Am I Eligible” 
• Fill in your contact-related information and generate an OTP 
• Select your state and search by name, ration card, mobile number, or HHD number
• Based on the search results you can check your eligibility 

To get your Ayushman Bharat card, apply online after checking your eligibility from the Ayushman card list. Following are the documents you need to apply. 

• Age and identity proof (PAN or Aadhar card) 
• Income and caste certificate
• Documents that state your family status
• Contact details like mobile number, residential address, and email address

Check Your Name in Ayushman Card List

It is best to follow the online method explained above. Alternatively, you can try the following. 

Common Service Center (CSC) 

Visit a CSC or any registered nearest to you and check your eligibility 

Helpline number 

To check your eligibility, you can contact the PMJAY helpline numbers. The available helpline numbers are 1800-111-565 or 14555.

Getting covered by a health insurance plan is of utmost importance as it can help protect your finances. If you are not eligible for Ayushman card download , look for other insurance policies that meet your needs. You can check out the Aarogya Care plans available on Bajaj Finserv Health.

These plans can cover up to 6 members of your family and offer cover of up to Rs. 10 lakh. They come with an affordable premium amount and can be tailor-made to suit your health needs. Apart from these, they also have other benefits such as doctor consultation, preventive check-ups, and network discounts. This way, you can insure your and your family’s health without stressing your finances.

You can use the Bajaj Health Card to turn your medical expenditures into simple EMIs if you are not eligible for an ABHA card.